Hey folks,
Had a night-before episode today. Car pickup was tomorrow, was waiting on GIO to give me a letter saying my NCB so I could organise comprehensive insurance for tomorrow.
Letter and fax were pending but neither arrived. Gave a call, and they are like "sorry you don't have a no claim bonus" and I'm like WTF?!?!.
They told me I had a 20% NCB a few weeks ago, and the guy elaborated it's just an "internal" NCB because I am not the policy holder on my Pulsar policy (my parents are). So I'm like can't you just say "Tim's internal NCB is 20%"?? And he was like no, I can just say who the policy is with and you are a named driver with no claims.
F$#K! I thought. Anyway I said fine, please fax it asap. I faxed it onto Famous Classic along with my application, picture of car and covering letter. Tommy accepted it! I was so happy. So even though I was just a named driver, because I had no claims they accepted that and I got my 20% NCB via Famous Classic.
That was the *LAST* hurdle, the car is fully paid, insurance is fully paid and the car is registered and waiting for me to pick it up tomorrow
Just thought I'd share my story because I know pretty much everyone has problems with insurance, so this might be a glimmer of hope for you guys who ruled out even trying to get insurance because you're not the policy holder.
Cheers,
Tim