This man knows what he's on about. Not to mention once you have paid off an investment property the amount of tax the government rapes you for and paying shit like rates, insurance and water for some tenant who is happily ruining your property. The only way you're making anything is through capital gains and oh, wait there's a friggen tax for that too. Whether you pay off the loan slowly and save on tax or go the other way and pay off quick to save interest, someone is making money off you. Bank or government. Property investment is over rated. Buy a home to live in. Pay it off and then enjoy life and spending money on shit that makes you happy.