For future reference:
I was 28 when I bought my R34 GTT [18 months ago]. Insured with Shannons, Full Comp, Rating One protection, agreed value of $35K, Free Windscreen replacement yearly [comes in handy ]. No problems with them at all, most people on their phones are car enthusiasts like us. One guy was telling me about a Mazda MX-6 he modified etc. Better than talking to brick walls imo.
Hm what else, Mods covered, Pod, Exhaust Stereo gear to value of $3000 without premium increase, wheels, etc.
Didnt need to have Quick Trak or any other satellite tracking fitted, Excess is $500 regardless whether Accident or Stolen [they used to have theft excess, not any more]. I did have to have an Aust. Standard Alarm fitted on mine - most on the market comply with this, mine cost me about $400 fitted.
Premium: $1200 - Paying by the month [also get a joint policy discount and house insurance discount etc].