@iamhe77, thanks for the feedback. Appreciate the help.
I've done the ring around on insurance. RACV will be ok (but only had one 2004 generic stagea as listed, took a while to work out if this car was covered), looks like it will cost about $900 a year for full comp (30yo, rating 1). So i'm ok with that.
And the fuel sounds like it will be the same as the ute right now. I believe these things have traction control so no awd isn't going to be a problem and as a bonus it will weigh considerably less.
We have a 530i wagon (in my avatar) that we use as our hauler. It's been an amazing car, if the Stagea even comes close, it'll be awesome. Really it just needs to fit my bikes (i'm quite tall so they are also large). And towing, nope, pass on that. That's what utes are for...
So looking good then...