im not saying josh is lying at all, but i have tried with ANZ, Suncorp, Commonwealth and Aussie loans and i have struggled to get $10k
QTCU has just got back to me saying they can give me about $8k
can see your point about rice renegade, you can rice up a 180 as much as you can rice up a skyline.
Test drive both mate and see what your most comfortable in.