I knew it would cause some commotion so here it is...
Originally had the car insured with JustCars for $28k + mods when I was 19, they charged me $2500 for that year. I had a crystal clear driving record and was on the absolute maximum NCB. A very very sweet phone call with one of the JCI reps also made my deal a bit sweeter too.
Come renewal time, I was short on cash and did not want to pay the $1800 that JCI wanted for the new premium - I also took this oppurtunity to declare all my new modifications.
I shopped around and found Famous - told them I heard they were great, had a few friends with them (this is for real), held a CAMS licence, part of a CAMS club, taken a few driving courses, had an alarm, lived in a suburb with 0% crime, garaged the car, etc etc. Most importantly I told them I was making a decision between them and JCI
The took the bait... awesome deal - paid there and then over the phone. Rep was really helpful too, but I did have to call back 2 weeks later to ensure my modifications were on pen and paper though.