oh.. "hydrolics" its hydraulics
and also, for me personally, i think that ricing isnt nessarily a bad thing, i would personally go for a balance of looks (subtle) and performance. But i mean, like you said.. it would void ur insurance if u modify it too much, or the insurance premium will go up. so each to their own..
Then again, ricing is like fashion.. u can really go overboard (eg, huge spoilers, massive vinyls, vtec or gtr badging when it really isnt) or u can still look good by being subtle.. basically i believe a car is being "riced" when you try to portray the car as something it really isnt.. so when ur car is hardcore, u can have "hardcore rice" (eg pro drift cars) but if your car is just some gts that looks like it could be something else.. eg a hardcore drag gtr.. then well.. say hello to rice.
(who else thinks 'pimp my ride' is all rice?)