Well I can tell you that NRMA Vintage Veteran & Classic Insurance is a bit of bullshit. They state they will help organise a tow truck if your car ever breaks down 100km+ away from home.
I tried to call and organise that, and somehow they couldn't find my policy. Then I gave them my policy number and they advised they would organise a tow truck and get them to call me.
No-one ever called, then I called back they just transferred me to some other department and said look just get a tow truck organised and we "should" be able to sort it out. Not very clear, very vague, I then asked if they could just organise a tow truck for me, so that way it would be in their system. They advised I still needed to pay for it. At that point I was like whatever, just get me a tow truck. Tow truck company then calls, telling me they will pick up the car the next day and also can't take me back (due to covid).
Long story short, my mate towed his car back to Sydney first, then came back to Sutton Forest to get me.
A few months later (last week) I cancelled my policy and now with Enthusiast as well. $1.4k for $35k cover.