Fire and theft is a croc of shit... they cover max $10k, then you minus excess, admin, other bs costs.. you end up with a few grand. Also means premiums will be about $600...
I heard vintage insurance is much better, in terms of cover and cost. My car literally does 2~3000 kms per year, the most it ever travels is when it goes to Wakefield Park and back home. 1x tank of E85 usually lasts me about 1 month, most of it wasted on starting it up revving it a bit in the backyard and turning it off (yes not good for oil but gets replaced every 2nd track day)