today was updating my policy, had to add window tinting and a 1k stereo. policy was $2980 and i did a online quote before i called so i had some idea, online raised my agreed value by 1k and got me the new bits covered for an extra $3, over phone they wanted to charge me more than that and werent going to touch the agreed value, so i threatened to cancel my policy and do the new one, she switched them over there and then and waved the extra $3 goodbye
moral of the story, make sure you do your homework !