luminorex

fixed.

first of all, i want thank everyones input and advice on this one. needless to say lesson learnt for never drive without insurance. the reason for seeking advice on this board is to see if per chance(but god forbid) anyone had a similar experience who could share the outcome so i can set my mind right. instead of spending the extra money for legal advice and trying to avoid the unavoidable. common sense tells me that we are liable for all costs of the bmw's repairs (both front and rear), its just a little hard to accept the 12k repair bill measuring against the relatively small damage to my car. however just as some of you said bmws are expensive to repair. then again its not a particularly new bmw been a 97 318i (the most popular model) i would think they are plenty of secondhand parts around. but i never know for sure. im inclined to just go for a consultation so that i know ive tried.

Hi ALL, I need your advice on an insurance/ legal issue. It happened nearly two month ago. girlfriend was by herself driving my car (Toyota Soarer), braked too late in the rain rammed into the back of a bmw infront, bmw in turn hit the car infront of his too. The bmw and the car infront of it were stationary at the time, so girlfriend was at fault. The problem was that this happened on 29th August, and I had just bought the car a few days before the accident so it only had CTP but no third party property insurance( as i was still shopping around for quotes on third party property)at the time, therefore I was not covered. Damage to my soarer was only a dented number plate, a slightly dented and scratched paint patch (the size of a hand) on the lefthand side of front bumper and a broken lefthand side indicator lense. The BMW 318 (97 model with 120kkm) had both front and rear bumper damaged but nothing fell of the car, I was told. The car infront of beamer (not sure of make) had some minor scratches on the rear bumper so owner just told them not to worry about it. Girlfriend told the bmw driver that our car wasnt insured, the guy said that he understand. No contacts from anyone regarding this accident for two month. The shock came yesterday, a letter from the recovery agent of nrma insurance with a bill of $12k! Apparently he had everything replaced from front and rear bumpers to the air/con system. Appears to me that they are framing me for the car’s “mid-life refreshment”! What are my legal options in this situation? If there is any. Thanks in advance. Much appreciated. Steve

hi skyliners my first post! love this photo, more supercar looking than any GTRs before!