Chuckie, from your UOA. Pb (bearings) look abit on the high side, you should ask your lab test the Vis@100'c next time, that will tell you how much shearing or thickening over your 20k oci (oil change interval). Low Si (air filtration) is good though. A TBN (total base number) or TAN (total acid number) test will also tell you how acidic your oil is.
I would suggest you sample your oil at around 6-8k interval, if PB is much lower then it could be corrosive wear (from the high TAN in your oil) instead of normal abrasive wear.
fyi, high TAN are usually cause by depleted TBN due to long oci.
Your UOA looks ok but could be better with lower oci but one thing for sure, 5w40 viscosity is perfect for your type of driving and usage.
Oh, it would be easier to read what you are trying to say by paragraphing your messages.
"CAPITAL wording" online is aka to shouting, pls don't do that.