There is a difference in working in the industry to dealing with them
So I've gone to 5 chemists i should list about medication advice? No.
Anyway, how you interpret a pds to how someone else does to how the company does are 3 different things and is best to leave it to the individual to ring the said company. In terms of wrong info you haven't asked me for correct info on Dawes and you have left if there, as you know I'm the manager there. I don't like to advertise that cause I get people pming me for quotes, cheap prices and advice etc.
Anyhoo, last I'll post in here and my last words of advice.
- ring each insurer for quotes. Shop around
- read their pds for exclusions, limitations. Conditions, features
-compare apples with apples
- don't be price driven
Contact insurance council of Australia for other insurers.
If you deal with an insurer, make sure they are part of the code of practice. More rules insurer deals with.
If you har a complaint, write to them first. Then if not satisfied go to higher management/IDR process. If
Not rectified ten financial ombudsman
What I'd do for this thread is link all pds and point out what pages all details are on so there is no chance of slight interpretation, make everyone read it themselves!
Cheers