timmi
majority of insurers dont have 35% ncb
it goes
00
25
45
55
65
P
Terry,
Even if you have your car insured for X amount, and then shop around and tell XYZ insurer your car is covered for Z amount, the original insurer still doesnt have to go "oh no worries, if they offered u that, we will"
Wont work like that with most companies, they'll noirmally stick to their first offered value, unless something really went wrong at the policy review stages.
Good job agroman on getting it done, as said, if you didnt ring you wouldnt have known!