i just caught the end of a story on the radio about some sort of card/hacking rort going on at the moment.....maybe its got something to do with that???which ever way...do what i do....i leave my bank account with $10 in it to keep it open to cash cheques...keep all your dough in your pocket or hidden....theres no fees on cutting a hole in your floor boards,no government record,no withdrawl limits and no "im sorry sir if you want that sort of cash you have to let us know in advance" what a load of crap...outlaw them i say!after all....all they do is charge you to hold onto money thats yours?????????