Catch us likely interest rate. Also the personal loan for balance of deposit is probably a high rate. These things usually are ok but best to source your own financing.
You can put all your money into this and just have a redraw facility on the loan so when you find what you want you can just take the cash out but in the interim reduce your interest substantially.
I know a guy who works for Dennis family if your keen pm me your details I'll get him in touch if he is still there.