Reading through the whole post I can't believe the varied quotes people get... it's impossible to get a straight answer out of an Insurance company it seems.
Like someone will get a huge quote and then another person will ring up with the same details (car and history wise) and get a totally different quote... crazy stuff.
I actually did this with a friend once , we rang Just Cars and they quoted him $1700 for a stock R33 .. Rating 1 , no mods etc.. Then I rang them like 2 mins later, spoke to someone else and they quoted me $1300 for the same car with the same rating and the same postcode!.... what the!
Anyway I am with Just Cars after being with Young & Cool
With Yound & Cool I paid $2700, 24 yo rating 3 that was for an R33 GTSt II valued at 27k, and it had all these crazy claus like u cant park it anywhere after a certain time other than the house it is insured at, and you cant drive it to work etc... total B#$%@#$&!!
I then got pissed off with them and joined Just Cars as they were the cheapest @ $1900 for 24 yo rating 2 this time (as just got it back).. this is with FMIC , wheels, lowered, zorst, stereo.
Anyway now that I am 25 & in October I get my Rating 1 back I will try Famous & also Response once October hits... hopefully I will now get a cheaper quote.
When I spoke with Just Cars a few months ago to update details the guy goes "we dont have an age policy"... I was like wtf!, yeah as if a 18 yo will get the same insurance as a 30 yo.. what a twat!.... do these people get like common training when they get these jobs or its it just a case of "lets make the rules up as we go"!!
Never ceases to amaze really.
Anyway that is my rant/story.
Rob.