I have had nothing but happyness since I switched to Ryno. No issues at all. Yeah one time I put a quote request through and they never got back to me, but then I called, the lady took my details, and called back within an hour. No waiting on the line either.
Also note, they have 3 categories of drivers. Less than 4K per year, Less than 8K per year, or 8K and above. That also determines the insurance cost. And yes you need a tripple point immobiliser and a garage to be insured with them.
I really love the free window replacement with the poilcy too.
Bryce.