sucks to hear man... BUT cars can be replaced lives cant, at least you and your gf are alright.
and $3000 for a non turbo?
im 17, had a crash, a speeding fine, and its just over 2000 for an R32 GTR
search around.... and next time, dont buy a car if you cant afford to maintain it, eg. insurance.
hope stuff starts to look up for ya though