OK so far we know that if you're insured, the towie wants no money from you on the day. And also if it isn't your fault, you will not pay a cent.
We also know now that if the person at fault is insured, you claim against thier insurance, NOT YOURS...
Done this way, you keep your no claim bonus, you do not pay any excess and no record of claiming.
If you claim on your own insurance you have to pay your excess up front, you loose your no claim bonus BUT will be reimbursed once its all been sorted and you will not be out of pocket.
The Towie slip hasn't got a price or fee on it, seems the towie forgot to fill that bit out I guess Mitchy will have to ring him up and get him to put down the other guys insurance policy number so Mitchy's insurance doesnt' get a bill
The assessor is coming out here, so you don't 'have' to have the car towed to a repairer straight away. We weren't sure what to do at the scene. The guy at fault rang mobitow and 3 trucks rocked up. I rang Gerrin, but his mate was 30mins away, so cancelled him and went with the first towie on the scene. (Keep in mind, Mitchy's rear tyre had been popped by the twisted metal and was stuck on the road, blocking off one lane) I doubt we could of pushed her off the road..
Not sure what you are allowed to remove, hence why we aren't touching her at the moment.
Mitchy managed to get the boot open to removed some clothes and shoes... I'm sure you're allowed to removed personal items.
And thats where we are up to, just waiting for the assessor to come out..