And in my experience are a bunch of *Can't be said here*
I had insurance with them, they were the only place to go near a 19YO in a relatively stock R33.
Insured at $14 500, they want 3K a year. and in the region of that again if I claimed, no parking on the street (Or within 500metres of the house) etc etc etc, Really crappy conditions.
The year later, I had an even better NCB, guess what, they now wanted $3 600 a year, dropped "agreed" value to $12 000, and put the excess up a couple of hundred also, and then stated that within 1000KM of my house I was not insured when parking over night etc)
Left them, went to GIO, they were awesome, insured for $23K, from memory $1800 a year, and pretty affordable excess, then they stopped doing it moved to JC. No issues so far, I just made my excess high to get a $1400 a year premium.
And Terry: That double in premium was what I was quoted, then again, it seems to be if you change operators on the phone your premium can shift a few hundred! And his house was basically the start of a really dodgy neighbourhood, I live the 2KM away on the "good" side.
Oh and when I started with Famous, and GIO I had a perfect driving record and insurance record.