Yeah i had problems with Shannons they quoted me $2000 a year for just me as a driver and i have a clean driving history, where H2P i am paying $110 per month which is a little easyer to pay then Just car insurances one off payment. As what was said H2P you get to chose your repairer where with Just car your cant, But remember its all good with insurance i would hate to not drive my line without it
and BTW always ask lots of Questions like what you are covered for and what your aint and allways make sure you get a Statment of Advice before you chose the insurance policy because if you rush in to it and just sign the dotted line thats how you might get ripped off trust me i used to work in Insurance