Im with just cars, rating 2 now. $2,400 a year agreed value of $28,500. However, might reconsider full comp... Some advice guys, read your fine print on your insurance policy. Road Worthy means 'RTA' approved (or whatever your state road authority is). This can be debated.. if you dont have engineering certificates (hence defectable mods e.g. 20" rims, exhaust) then they COULD reject ur claim if the mod was seen to be the cause or a cause for the accident.
I suggest you guys ask.. youll get this response im sure "check with your state road authority to make sure you are road worthy". I might be stressing to much over it but remember We live in a very specific world.