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joeyjoejoejuniorshabadoo

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Everything posted by joeyjoejoejuniorshabadoo

  1. They will all flag that the client would be considered higher risk and all appear on credit files. A part IX and X really mean the same thing, the main difference is the expense in applying for the X due to the CPA requirement.
  2. We offer the exact same products via both channels - some brokers may try to lead clients towards the more expensive product that gives them a better commission however this is actually not allowed as brokers are required to be at arms length from product selection. The commission is paid by the bank and not the client nor the loan
  3. There's no shortage of second & third tier lenders that will fall over themselves to give people loans at excruciatingly high rates... Remember Bankruptcy does not mean you can't borrow money, just that you can't be a director and a few other things... Credit defaults are for the lender to be able to make an informed decision, they don't mean no one will lend to you if you have solid justification
  4. I have a macbook - it's old and shit but it always works.... also it was free
  5. That wouldn't be as fast as the 370rwkw falcon because ford understated the power... C'mon man, you know this
  6. To be fair, a detached 4 bedder on 560 some in Narre is always going to go well over $500
  7. Gross income... Take $10k per person tax and you have $1600 pw or $6,900 pm. less say $3,500 pm living expenses for a family with 2 kids & the aforementioned mortgage payment of $2,200 and you have a $1,200 pm surplus, while rates are sitting at ~4%. Bump the rates to 6% and that surplus is reduced to ~$400 pm. That's only one unexpected bill away from $0. Not to mention this doesn't take into account car finance, personal loans, credit cards etc etc etc.
  8. This. Consumer law > warranty
  9. "The data was drawn from household surveys conducted by DFA, data from the Reserve Bank, the Australian Bureau of Statistics and APRA"
  10. I haven't asked Trent so this is my assumption only, but I'm assuming the purchase is heavily weighted towards a move to the Euro tuning market.
  11. ask agent what he thinks it will go for when registering to bid & record convo when it gets to that price ask out loud if the property is on the market ??? Profit
  12. They know their customers well enough to know they probably aren't the kind of people that should be towing heavy loads
  13. HA Simone is a girls name I get it
  14. Dock is this one: https://ipon.hu/GalleryMod/2014-07/251421/420347_dell_port_replicator___euro_simple_e_port_ii___130w_ac_adapter.jpg
  15. da fuq would I know or care? - it's a laptop. shit is silver and says dell
  16. So Le Pen, just ditched her party and is running solo. I suppose that answers the question on the nationalism issue and moves the choice more towards birds' point [emoji848]
  17. Also I have a Docking station for my work laptop and it's the best shit ever
  18. He's not from any of the major established parties and has only spent a short time in politics. It would be the equivalent of us electing say Clive Palmer as PM. Sure he's a business man and probably will be no different but the status quo is really just liberal then labor then liberal then labor rinse & repeat until the end of time. Having said that Macron has the same background as our own PM so I certainly see your point
  19. you knew what I meant cunt
  20. fine... make it "gravitate towards political parties that use nationalism as a core theme of their political rhetoric"
  21. well that's essentially the first part of my point, refer "gravitating towards a sharply nationalist agenda" Considering this is a country that's had it's fair share of terror related incidents in the last year or so, it would stand to reason that nationalism could be viewed in a more positive light by those directly or indirectly affected.
  22. Macron v Le Pen This should be an interesting indication as to whether the world is gravitating towards a sharply nationalist agenda or simply rejecting the political status quo.... Particularity given the recent attacks in France
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