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joeyjoejoejuniorshabadoo

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Everything posted by joeyjoejoejuniorshabadoo

  1. to buy a house duh... it's not an ideal situation, but for some it's the only way... it also means you need to pay for LMI which also sucks
  2. if your LVR is less than 80 then you are looking good
  3. dezz... check the comparison rates here http://www.ubank.com.au/ubank/web/compare-rates/compare-home-loan-rates
  4. you haven't had your loan long and i dont know all the details, but there is a good chance there will be economic costs involved in closing the account. Ubank is just an online bank that Nab runs.... very good interest rates and usually approx 0.5% lower than nab propper, however you need a pretty strong LVR etc...
  5. also copypasta
  6. breaking bad is up... good ep although I fear they gave away too much in the first scene
  7. always good rates, but no service... definitely a great option but you NEED to do your homework first it's bankrolled by Nab so no way they are dodgy and no way they are going under any time soon
  8. Ubank are offering 4.62 comparrison atm dezz... ours are slightly higher
  9. I know you know this, but some peopole may not...make sure the advertised rate is the COMPARRISON rate
  10. Baaaaaaaaaaaaaaaahahahahahahahaha you don't actually believe that would happen do you? some bosses will do this, most wont. go to a fine dining restaurant and the only reason you get minimum wage is because it's legislated, and even then you have to work a LOT more than 38 hours to get it... like 70+ End of the day, people by nature are greedy, selfish and opportunistic assholes. without MW we would just have people taking advantage and paying far far less than they do now. If being a chef for 10 years taught me anything, it's that there is ALWAYS someone with less skill than you that will take your job for less money, and do a shit job. And employers will settle for that in 95% of situations without giving too much away we now lend based on very different criteria, one of those is being assessed on a different (higher) interest rate than whatever products we are offering.
  11. without minimum wage, places like mechanics, retail stores, restaurants etc would have people working for $5/h which would then result in no-one signing up to do those jobs.... lack of competition would end up in price rises and we would all suffer. Not to mention that amount of people that would then just dole-bludge as it would pay the same... also, i'd like to see you work for a good 12 months below minimum wage after undertaking a 1-4 year TAFE qualification and see you repeat that comment
  12. ROFL they would have if it was an SAU DECA day also I hope he enjoys getting NOTHING back from his insurance
  13. pressure like a muthafucker
  14. Thanks paul... however 2 weeks late It's already fixed and has already caused my water bill to be 600% of it's usual figure
  15. I've seen how he drives........
  16. especially the cops
  17. YOU KNOW WHAT TO DO
  18. wow....just...wow...
  19. Orlando is now standing up and crawling at full speed... he's trying to balance without holding onto things too! shit gonna get difficult from now :0
  20. Please explain in detail how you could possibly need more than KU31's in an n/a civic
  21. caaaaaaaaaaaaaaaaaaaaaaaaaaaaaaash traaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaain
  22. lol that's awesome even better than birds' daft punk preorder fail
  23. they expect to see it on the windscreen, if they don't its a reason for them to have a second look at your car.... not exactly what you want with a modded jap car
  24. there is a windscreen though
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