joeyjoejoejuniorshabadoo

2 kids now.... maybe we can look into it in a year ir so when bennie is older and I can bring them

Lol

You only beat me by one move fgt

And this one time...

Is this where you learnt your jenga skillz?

Thats blue emu fgt

Back in my day it was called a snow plow and parallel

On the plus side they can all have a bit of it now

Lol he'll be pissed when he wakes up eh

115,000*52 = 5.98mil p/a I call bullshit

I just don't understand how these things happen

Don't forget the entertainment room, games room and multi function room

Lol

All those kit homes seem to have a living and "rumpus" room it's just more cleaning IMHO

That should all be doable as 1 deal so long as you pay the deposit out of your own pocket. They are a registered builder so that deposit should be sufficient.

If the subdivision is approved then it shouldn't take that long. I thought you meant you personally wouldn't be ready to build for 12 months.

No, I meant I read "block off the plan" as "buying a block that is yet to be subdivided" and then will then build himself later.

I read that as he needs to buy the land in entirity first, in which case he will need a bigger deposit for the LVR

Unless it's a major apartment block type thing where you do the deposit then loan to pay upon completion type deal but that doesn't sound very Martin

Are you going to be using a major registered builder like henley homes etc or is it a mates build type thing? There are huge differences in how BICOE funding works depending on who's building it. The long and the short of it, try to keep as much of your deposit free for the construction loan, not the land loan. 12 months apart they will be 2 separate deals. So maybe use $30k max to pay deposit and legals for the block and keep as much of the remaining $70k as possible for the build.

Lol you also don't earn average wage

Nailed it

Lol

Huh?

In any case no one in here is stating housing has at this point become unaffordable, simply that it is becoming less affordable as time goes on and will eventually become unaffordable to many. Just because this hasn't happened yet doesn't mean it never will, at the current rate it's inevitable unless things are changed.