no doubt both parties are at fault, so no point arguing it
Your automatically 12% in the wrong for just being in your car on the road in the first place. No doubt everyone will cop a fine, but the actual payouts/claims will be determined by how much % each party was at fault.
My mate had same situation happen to him. He was coming thorugh an orange light, but wasnt speeding. Driver turning saw it went orange and just freaked, then turned infront of my mate, and both had a bad head on which resulted in my mate kissing the steering wheel. Wasnt my mates fault, as he wasnt speeding, but he still was deemed to be part responsible for it..
Hope no-one was seriously hurt, and everyone learnt a lesson...