I rang JUST CARS out of pure curiousity as you all recommend them.I got a suprise alright.29,rating 1,comprehensive--$1480 with an insured value of $18500.Excess works to around $1200.
Now fair enough they let you modify it but your premium goes up and your value doesn't. I am currnetly insured with suncorp for $430 a year and valued at $27500. I'll stay where I am.