Im paying $1,100 at H2P. I am now covered for $23,000
Prior to that I was with Just Car paying the around $1,200 and only being covered for $14,000. When I got my renewal form they dropped the price by $100 but I have noticed they also had lessend the value to $13,000 without consulting me.
I have fully looked at both and in my situation I am waaaay better off with H2P. Excesses are about the same, H2P a little less and I can pay by the month without any extra charge which is very useful.
I guess everyones situation is different but for me, H2P was a clear winner.
(I just turned 22 and have had 2 speeding fines but no pervious claims)