Yeah girls do get it cheaper a lot of the time. Did at Justcar, cost an extra 500bux if you were a guy. Not to include the age excess... which is bigger then a females also.
H2P do allow monthly repayments and dont charge any extra to do so, no cancelation fees or anything either. I also got a quote for when I upgrade and get a Turbo, its and extra 500bux on excess or something like that.
Basic excess is $1000
Driver under 21 - $750
Driver 21-24 - $500
Driver (me)- $250
Just car have $1000 basic
another $1000 if your at fault and another car is involved
Then driver and age excesses on top of that. Cant remember the exact details but when the renewal papers come through I will do a proper comparison and let ya know.