Genius at work lol.
I'm off my Ps now but I had a 33 GTST on my P's and traded up to the GTR about a year before I got off them. Savings + Loan for the car and I paid all my insurance/rego/maintenance etc myself. Had an accident in the GTST, hit a kangaroo, and ended up paying 3k for excess with Just Car :S. Expensive cars to insure and maintain but it's worth it I think.
EDIT: I got my license before new laws so I was allowed a turbo car. Just incase there is some confusion lol.