This gives me the shits, if they are taking premiums for a modded vehicle and you have the mods listed with them, you have an accident and then they turn around and say we are not covering you because you have these mods, then surely you would have recourse to claim the premiums you have paid back, as they obviously had no intention of covering your vehicle in the first place, so therefore they have been getting you to pay premiums for coverage under false pretences.
Matt.... what do you reckon, lawyer boy???/??