very true, i had never though of it that way.
so 9/10 times 3rd p.p ends up better for claims/no claims than comp
coz im over the driving like a nut phase.
what would happen if someone was to hit my car? cheaper to fix it without informing the insurer, im just thinking if someone hits me in the parking lot or something and doesnt leave details. whether its cheaper to claim it on insurance or to fix it without knowledge of the insurer
thanks, this is very helpful info