No. not at all.. But you said in your other thread that you are getting third party insurance yes? Well third party covers a vehicle you hit.. It doesnt usually cover your car if you are hit by someone else.. YOUR insurance company will not fix, pay for, then chase the person who hit you on third party..
So what i'm getting at is if someone else hit you then it's up to them to fix it.. If you want assurance i recommend comprehensive insurance. Then your insurance company will help you out in these circumstances.. If you don't wish to pay the price of comprehensive then tough titties when this does happen, hope they have insurance and is going to play ball..