to cover insurence and rego im putting away 130 a fornight, my insurence is 3500 a year adjusted to 2300 (its a just car thing, but theres a shite load of excess if i claim, but i would claim for anything less then it anyways, want to keep good rating) so year need to keep that in mind, i cant wait for next year im going to negotiate a lower price
when i first go the insurence it was another 500 more, when on the phone you really need to be a mixture of firm and nice, and get the person on the phone on your side (like you) do the whole "mate would be able to see if x time driving, or this course etc would get me some cash off" if you play your cards right it will.
im going to shannons at some point this year and talk to them and see if i can get on board with them, normally need to be over 25 or 5 years driving, but im hoping the people there will see that i have restricted leave anyways so only use car in mostly non peak hour, and am responsible or that they are an ex service member and wanna help out one of the boys, fingures crossed.