i got hit in the ass when i had my old VT commonwhore.
was sitting at lights when a VL went up my ass at 65 ks
he didnt have any insurance, and i only had third party.
repair bill was 5 k, luckily RAA gave me 3g, but i had to pay the rest.
still waiting this day for him to pay RAA the full amount
($5,500) so i can get my 2g back.