That's very interesting. I immediately jumped on the phone to Suncorp and the very best they will do for me on an R34GTT is $1380.00. I am well on the wrong side of 30 (better make that 40), no accidents in the last 20 years, one claim in my total driving history (no fault), no speeding offences in the last 10 years and no mods on the car (yet). So your sub $700 is an extremely good price. Good luck with them.