It's an interesting read, but I really don't see the need for insurance every time you want to have a drive with other people. I mean where does the line get drawn? two cars? three cars? more? Mass cruises with heaps of cars i can understand need insurance for, but again, how many consitutes a large cruise?
I understand the concern of insurance companies, that it becomes more of a risk with numbers, but the interpretation of "convoy" or "cruise" is pretty vast!
And hey, if you cause a crash which is so horrific to require liabiliy cover then you were obviously driving like a dick and have only yourself to blame if your insurance company doesn't cover you.
Waiting 6 weeks for cruise insurance every time you wanna get together ... what a joke!
Insurance now adays is getting out of hand
GFXman