Something i did was the car is under my mums business name. RACV doesn't insure imports such as skylines supra etc. But since it is a business car they do, don't ask me why they just do. I was not on drivers list as that is about 7 grand a year (it was first car, r33 gtst) but we got comprehensive insurance under my mums name. We paid about 2600 first year if anyone above the age of 25 crashes it its 1400 bux excess. If anyone below 25 crashes it its 2400 excess. i kno its pricy but its piece of mind. Ie. just cars comp is 7 grand also or 3rd party fire and theft only go to like 5 grand or sumthink. this year it went down to 2100 premium and 1900 excess i think cant really remember. But yeah its a good idea if ur parents own their own business.