Unlucky break mate! Kiddy pool = 1, V35 = 0.
You probably need a professional quote done up to see how much it should cost all up then decide which way to go.. ie pay outright, claim through insurance, or depending on how bad it is, DIY through sourcing your own parts..
I don't know what your excess is but mine is $1550 (Vehicle $800 + Standard excess $400 + U/25 excess $350) with JustCar (even as a rating 1.. it's criminal that they can charge such a high excess... once my birthday rolls around in November it will drop extremely sharply to only $400 in total!!!).
If your excess is high like mine you might be better off avoiding the insurance claim.
Good luck with it.