I saved up $12 000 from working with my dad for 2 years, to get my r33 Never wanted to take a loan out on my first car, just all money i saved up. Then got full comp insurance with shannons under my dads name with me as a nominated driver and that costs about $1000 a year. Always been a good saver so i don't stuggle keeping up with rego, insurance, petrol, servicing etc etc