Hmm i was thinking about this awhile ago,
Logically, when someone takes out Full Comprehensive insurance on their car, it doesnt matter who or what damages it.. if the excess is payed.. the car is fixed
So in theory,
Insure under parents, you drive, if you crash/damage, give parents the money for excess.. they pay and car is fixed
only thing is, registration information wont match the insurance information for owner/driver etc
Comprehensive has lots of loop holes but what ive said above sound too good to be true.
I drive my dads VT alot and he said if anything happens then im paying for it... didnt say i cant drive cos he wont be covered, and he knows his insurance,
Any first hand expierences people?