Why cant your mate get insurance ?? is it cause no one WILL insure him or he just doesnt wanna pay ridiculous amounts ???
cause im pretty much the opposite of your mate (except in age)
im 22 now but i was 21 when i first insured my car (R34 gtt), I had numerous speeding fines, wrote off my last car and basically lost my liscence (except i didnt cause of some legal handywork..long story), with bodykit, rims, lowered and exhuast....all listed and the insurance came out to be just over 2.5k
which just goes to show the inconsistencies (spelling?) in the insurance process.