Ok to answer some of your questions
Famous is underwritten by Heritage Motor Vehicle Insurance. They have $10,000,000 liability cover. In comparison Just cars have $5,000,000
I have insured a Datsun 240Z, not a Skyline and yes my policy is restrictive ie I can only drive 8000km/year regardless of the weekday. It is not restricted to weekends or club days only. So I can drive it as a daily as long as I don't clock up more than 8000km. This is just my policy though. Classic cover. They do offer unrestrictive policies.
Improvise, I read that clause and that had me worried so I spoke to Tom about it and he basically told me that 50% of the $10,000,000 liability cover is payable by the off shore underwriters and the other 50% payable by them. Nothing to worry about and certainly other insurance companies would have simmilar setups.
neo, they cover all of Australia so yes, you can get insurance with them.
MrR33, no one I know has made a claim through them but they do pay out. Tom mentioned that the previous week he issued two cover notes on import cars one being a Skyline and by days end they were both a write off. Cost him $54,000 without seeing any paperwork or anything.
I don't want to divulge names as I don't know if he minds me mentioning his name but one of my friends from this forum just made a winscreen claim with them and they have sent him a cheque already.
Again I would like to say that we can't guarantee that they will give you the cheapest quote ever. Variable circumstances will always play a big part in the type of premium they offer you.