Hey SS8_Gohan
yeah i reakon that the quote is reasonbly good, my insurance is around that figure and im 22 at the moment. I also wanted the option of the monthly payments with just cars but they dont do it, if money is not an issue for you then imo go for comprehensive instead of third-party my friend had third-party and he regrets not getting comprehensive coz now he dont have the money to fix up his car.
So when are you getting your R34 ?
goodluck with the insurance!