i found that with just cars.... it was a lot easier to get an online quote with 0 modifications..... worked out to be $940 or something for full comp, 27yo... rang them up... quoted the the reference number.. and then.. added on the mods, they will then say we can provide 4 legal mods before increasing the premium........ so $940 with 4 legal mods....
i found if i listed mods on the website.. the quote went higher.... lowering took the quote to $1040....
and $53 bucks to keep rating 1.. after a claim .. or something like that..