Truck Reversed Into My Gtr

[DJ984]

Also, go to the police with the details and have the prick charged for leaving the scene of an accident without giving details.

and yeah, get insurance champ (trust me, it'll be worth it... even if you have to borrow money from the banks / family to do it - look at my signature and you'll see why )

[wrxhoon]

First report it to the police, then send a letter of demand to the driver/owner with a copy of the quote and give them 7 days to pay .

If you dont hear from them a second letter and finaly if you still dont hear go to your local court and send them a summons for the repair bill + the summons cost and delivery .

Once they receive that they usualy pay , if they dont you go to court and take an order . Its a long process if they want to play hard but in the end you will get all your money and costs , as long as you can prove they were at fault ( not hard as you have a witness ).

Of course if you had comprehensive insurance it would be much easier but then again not in your case because the damage would be less than your exces( more than likely ) and in this case in most policies you are on your own !!

If i was you i would get a 3rd party policy as a very minimum just in case and most of them have a small cover( usualy 3-5 k) for your car in case of theft or damage caused by an uninsured driver ( like you ) as long as its not your fault .

[Bass Junky]

Even with comprehensive insurance, you make what's called a "Not at fault claim" and then your insurance company takes over and srts everything out.

When people have hit me, the very first thing I do is call my insurance company and tell them the situtation and they take it over and all you have to do is get your car fixed.

Normally, the other persons insurance party will contact you and organise things, but if they f**k about, at least you have the backing of your insurance company who will do what they do best, which is fix cars and collect money.

I had a guy run up my arse a couple of years ago, and he idn't have insurance. He said "No worried man, just give me the bill and I'll pay it, I've got the money" but I'll be f**ked if I'm gonna chase someone up for the cash. I told my insurance company and they chased him for the money and I never heard another thing about it.

BASS OUT

[N1GTR]

It has been mentioned above, but REPORT IT TO THE POLICE!!!!!!!!!!!

That would be the first place id go if this was my GTR

The guy is obviously a d!ckhead - let him have it, overcharge on the quote, make sure the police go after him, drag him through the courts

My 2 cents

[SXC180]

i did go straight away and told the police ... and i have third party now

[saff_cossie]

Did the truck driver know he hit you? That doesnt look a lot of damage from a truck so chances are he wouldnt have even felt it.

Did any of the witnesses say they saw him looking sheepish or at least guilty prior to driving away?

Fully agree to go after every cent to get this repaired and also informing the police. Glad you now have insurance sorted but all these comments about throwing the book and capital punishment from other posters are a bit far fetched IF he didnt even know.

[Beer Baron]

the thread title said it all. man that sucks. what a cock smoker to drive into someone car then take off. wanker.

[noise]

I find it insane that its not compulsory to have 3rd party fire and theft insurance at the very least.

I had someone do a similar thing reversed into my car and did a runner. I never found out who it was though and just paid for it myself. No point doing an insurance claim for $700.

[shaund]

Sorry to hear about your car... I honestly hope that you have a positive result from your attempts to get things set right!

On the point of insurance, I think that 3rd party property insurance should become a compulsory part of owning a vehicle. The number of people that get around with no insurance other than the 3rd party *injury* that their car licence provides really annoys the shit out of me. Its simply a case of being irresponsible. With a credit card, I've insured a car over the phone in 15 minutes, so lack of time is no excuse.

A number of my friends have been the victims of others with no 3rd party property insurance, who have been forced to foot the bill for repairs to their own vehicles, simply because they can't afford to be without their car for the period of time that it takes to chase up the person at fault. One of my mates involved in such an accident had his 3-4 month old Lancer written off by some stupid ignorant insurance-less F***er in a BMW who ran a red light. She then had the gall to claim against my friend's insurance for whiplash. Thats the least of her worries, i'm sure. The accident managed to take out My friends car, her car, as well as a traffic light pole. My friend had full cover, it cost him his no-claim bonus (significant), his excess, and alot of inconveniance. He never managed to recover anything out of the other driver, mainly because he couldn't afford (time/money) to drag it through court.

Anyone without 3rd party property insurance is asking to have their life screwed up. All it takes is a relatively small mistake on the road to cause an accident resulting in a crash into another car or a building and you could be forced to sell your house, your car, and any other assets to pay for the damage you cause. Don't forget that $10,000-30,000 loan for your own car that you just wrote off in the process!

Apart from that, 3rd party insurance is cheap. I'm 22, and my 3rd party insurance renewal on my 94 EF Falcon just arrived in the mail yesterday. $160 for 12 months. Even on a GT-R, if you have a good relationship with your insurance company, I'm sure you'll be able to get 3rd party insurance for less than $500 a year. I've been quoted by Western QBE, $1500/yr for full cover on my r32 GT-R, with a $300 excess. Only reason they insured me is because I've been with them since I had my first car. I'm in Perth, and Garage my GT-R in an 'insurance safe' suburb, so figures may vary state to state and suburb to suburb, but in the end I consider insurance to be a must!

I don't mean to rant, offend, or hijack this thread, but I guess if my post urges even one uninsured person it to get the minimal insurance any responsible road user would get, its been worth my time and any offence caused.

Cheers!

-Shaun

</rant>

[Tommyk]

Damn man, I saw the damage last night. Hope you get it fixed up asap. Was nice cruising with u last night. Pity about the blinker

[Bl4cK32]

i park my car furthest away as possible from others, yet i find it funny how i still attract cars. i mean, theres 20 effin free carpark spaces, why must you park next to me ?? i wanted to be a loner for a reason.

some ppl....

<{POST_SNAPBACK}>

I do that too, and it annoys me because i swear people pick out my car to park next to because its like they think that my car will get targeted before theirs...

I was parked out front of my mates place just before x mas, and his f*kn neighbour across the road reversed into my car....see below

[Bl4cK32]

i park my car furthest away as possible from others, yet i find it funny how i still attract cars. i mean, theres 20 effin free carpark spaces, why must you park next to me ?? i wanted to be a loner for a reason.

some ppl....

<{POST_SNAPBACK}>

I do that too, and it annoys me because i swear people pick out my car to park next to because its like they think that my car will get targeted before theirs...

I was parked out front of my mates place just before x mas, and his f*kn neighbour across the road reversed into my car....see below

[SXC180]

Damn man, I saw the damage last night. Hope you get it fixed up asap. Was nice cruising with u last night. Pity about the blinker

<{POST_SNAPBACK}>

yeah that was weird lol when we got to stanwell no blinker hehe ... must have been some of those harsh bumps with my stiff suspension ...

[fooey]

Geez, I would be crying!

G'luck having it fixed and back on the road.

PS. I agree with everyone on insurance. Paying good money for full comp is worth every bean. In a no-fault accident pass everything onto the insurance comp, no excess paid by you, and they sort everything out. No stress for you! If you can't afford full comp, then look at buying a car that you can afford to insure full comp.

[ross80]

I think we should have a annual "bash people without insurance day". W e can start it at cronulla. Pencil pushing IT guys not invitited as they cant perform keystrokes(wank strokes) after they get bashed. hahahahah. No serious but gotta have insurance. To many bad drivers on the road. Not me however, im perfect