Just Car Insurance

[Flash89]

Hey i just got a quote from just car insurance with comperhesive. i am 17 and have a R32 GTS-t and it was around $2480. just wondering what you guys think of that price??

Thanks

[Flash89]

acutally $2446 to be exacted.

[dan_the_man]

sounds about right. what was the excess? or did u just do it over the net?

[Imtorqing]

That price is about right but as dantheman says what is the excess.

I fell off my chair when they told me what the excess was when I got a quote.

The only problem with Just Car is they are annual prices too not pay by the month so you have to pay that up front.

Im going with Vigil insurance(Sponsor on Calaisturbo.com) who do pay by the month (Im 29 though).

With the prices they ask which is all business unfortunately there is a lot of young guys with nice cars and no insurance.

A story my dad told me was when XU1's were brand new he was only 18 or so and working as a labourer. I think they were about 20g's and he almost bought one until he checked out insurance. They wanted the equivelent of the car per year(NO SHIT). He told the salesman to stick it and walked out.

Anyway as I get older I seem to ramble on a bit.

Good luck with your insurance. You will need a personal loan just to pay for your insurance.

Cheers

Imtorqing

[_8OO5TED_]

That price is about right but as dantheman says what is the excess.

I fell off my chair when they told me what the excess was when I got a quote.

The only problem with Just Car is they are annual prices too not pay by the month so you have to pay that up front.

as well as them not doing a higher value much over the market.

no good if u plan to highly mod your car...

no do they offer choice of repairer so u will most likely have some cheaper 'unknown' fix it, rather than a recognised specialist.

Im with Shannons, as I work for them, but im still happy to pay a little more for HEAPS better cover and localised service too.....

Get the agreed value i want and can pay by the month at no extra charge as well as being able to mod my car as much as I like without being charged extra premium each time i do it.

Edited March 16, 2006 by _8OO5TED_

[^MiSsY^]

when i got my car i was 18 still on P plates they quoted me $1100 now that im off my P plates its $1000 i dont kno if that has anything with being a chick but yea sounds a bit right with ur insurance! My excess is i think about $1600

Good luck:)

[ViperGTS4]

Yeah $1000 for me too. My excess isn't that bad. I paid an extra $30 or something which protects my no claim rating in the case of an accident.

[RBLUV]

full comp cost me $2200 a year with JustCar and im non-turbo as well. Why do so many p-platers have to crash their beautiful lines =(

[^MiSsY^]

non turbo and its that much:| mines a GTR and its pretty much half of yours:| wow thats realli weird:|:|:|

[_8OO5TED_]

^MiSsY^

you got very lucky I reckon!

Are you noted as the main driver???

[ANIM8R]

im with justcar, and paid my insurance about a week ago, $903 this year, full comp, down $120 from last year

[^MiSsY^]

^MiSsY^

you got very lucky I reckon!

Are you noted as the main driver???

yes im the main driver...no1 else drives my car! and the cars in myyyyyyyy name!

flash89 u could always put the car in your parents name and the insurance will b under there name and u can b a nomiated driver...cheaper that way also!

[Flash89]

prop with that is that my mum has two cars already and if she puts another car under name she could get into trouble and how much power does a R32 GTS-t have??

[Disko_Tek]

ok im 19 no prev crashes etc and i got charged $1785 for a 95 gtst at 13k market val. no mods other than exhaust listed. thas full comp. other wise third part f&t was $486.

how old are ya missy? that could have alot to do with it. i know that i got it cheaper cause im a chick. my xs is $1150.

[chaos]

talk to _8OOSTED_ i think it is off this forum.

My 31 is insured full comp for $1762, im 20 and this is my first car.

mods: rb25/30, t78 turbo, microtech ecu, exhaust, gauges, etc. so im pretty stoked with this price considering my first quote was around $2600

[Kaido_RR]

yes im the main driver...no1 else drives my car! and the cars in myyyyyyyy name!

flash89 u could always put the car in your parents name and the insurance will b under there name and u can b a nomiated driver...cheaper that way also!

no that doesnt work

the younger driver has to be 1st driver due to htye being the higher risk.. i know as me and my oldman try that when buying my skyline

and flash thats a pretty good quote, just cars wants $2200 or something like that and im 19, driving 2yrs with the skyline, value at like 18k thou and got mods listed too

ohh yeah MIssy pays less cuz she is female, for those people with justcar insurance check the excess, female drivers pay less than males do

cheers michael

[RBLUV]

why do females pay less than males ?!

[_8OO5TED_]

chaos, I love your avatars

[Flash89]

i thought it was good too. me thinking that it would be costing me around 3 to 4k what i have been told, my mum wants me to go third party till i can afford comperhesive.

[^MiSsY^]

ok im 19 no prev crashes etc and i got charged $1785 for a 95 gtst at 13k market val. no mods other than exhaust listed. thas full comp. other wise third part f&t was $486.

how old are ya missy? that could have alot to do with it. i know that i got it cheaper cause im a chick. my xs is $1150.

im 19......my car is market valued at 24k, ive had no prev crashed either....i got told it had something to do with the age of my car coz its 17 yo but im not 100% on that one......

and flash 3rd party would probley b better than nutting until u can afford full comp!

Edited March 17, 2006 by ^MiSsY^