Just had an accident....=~(

[chopobo]

today is a bad day, had an accident 20 minutes ago.

coming home down springvale road and it was pissing down all of a sudden.

turn into road to my house and accellerate and lost all traction in front wheels and smacked a 300zx on the other side of the road.

It happened in one second, my froint right side connected to the 300zx front panel, took out his side mirror and quite a bit of paint.

I didn't want this to happen, and i was just thinking "what am i gonna do, what am i gonna do???"

So i got out, not a happy face, the guy was so cut, i could tell he could barely keep his steam.

i yell out "Are you ok mate?" Are you alright?"

His answer is "You idiot, what do you think you were doing? You wrecked my car!"

I'm spluttering sorry, it was an accident, road was wet. And he continues being full on abusive. I can't say anything cos its clearly my fault. Why did i have to hit a performance car....?

Gave him my license and pen paper. He kept on swearing that the pen was no good, no ink or some shit.

To top it off who comes around the corner but my dad. I waved him over, its all over now....

My dad asks me did i give him my license and if i took his. I said yep trying to anticipate his reaction.

the top bloke finally takes down my details, he even rings up vicroads to see if i have a valid license.

Well i want to cut things short, the guy finally left, not very happy, even swearing in front of my dad. I'm not exactly happy either. I drive 2 minutes and arrive home soaking wet from standing in the rain.

Damage to the car is pretty bad. Right headlight is gone, so is the quarter panel (if you can imagine what cheese looks like grated? thats what my front panel looks like, grated against the 300zx), driver door doesn't open properly (have to yank it and it makes a deep groaning noise), front bar is falling off, can see the internals of engine, surprisingly the bonnet looks ok.

FAAARK im just so shaken up and couldn't believe it happened. I want to cry but i can't. I know most people get accidents at least once in their life, i didn't believe that was true till today. While i was driving my mind was in a haze, i guess i was tired from work and thinking about other prospects. Its not a good day.

P.S can anyone plz tell me how the procedure goes in making a claim thru insurance. I have no experience in this and i really need your help.

[chopobo]

and to top it all up, my skyline is coming. I dun even know if i should get it at all...I'm so ****in depressed

[inark]

choP! thats no good! but dont let it bother u... just try and relax about the whole thing... i know its hard but its not worth worrying urself over... call ur insurance company and tell them uve been invovled in an accident and they will get all the details etc.

as for not getting the line... u can get that thought out of ur head... i had an accident just before getting my line bu that didnt stop me... its a learning experience and u will be a lot more cautious from now on because of it.

one thing i would advise is once u do get it enroll in some driving courses as in defensive etc.

its all good!

[skyline33]

sorry to hear, well at least you didn't have the accident in your skyline.

about insurance just call your insurance company down tell them what happened and they should take care of the rest.

[chopobo]

yeah my parents are more annoyed than pissed off

im jus pissed of at that guy in the 300zx, he showed no manners at all, just started swearing at me, calling me shit and even being racist.

no happy.

[chopobo]

gonna have to wait till monday to call them.

*sigh*

[predator]

Still, no matter what the accident - your premium will rocket into space.

Most insurance companies have a 24hour report line to report the accident, but maybe its better to have a couple of days to calm down and speak to them.

Bad co-incidence you ended up hitting another import though! I know if somebody hit my car I'd be equally angry though. Its not so bad if its a local car, but if its an import and you care about it then its hard to be calm.

[pushead]

chopobo, sorry to hear what happened today.. I drove down to ballarat and it was pissing rain badly also.. relax and chill for 1 sec.. You are insured right? what bout the 300zx guy is he insured also? if so what insurance company are you with? what is the access price? eg: mine is $600. If it costs you more to repair your damages then claim it through insurance as you only pay the access price. Im with Just Cars and pay an extra $36 a year for extra coverage. That means if I make a claim once each year, I will still be on rating 1. If you have this, then I suggest you to claim it all on insurance. Right now ring them up and let them know the situation.

[pushead]

Also, if you have any modification done on your car and that you have't told your insurance company about this, make sure you take these modification off and put the stockies back in place, otherwise they might not cover you.

[Guest ylwgtr]

Originally posted by chopobo

yeah my parents are more annoyed than pissed off

im jus pissed of at that guy in the 300zx, he showed no manners at all, just started swearing at me, calling me shit and even being racist.

no happy.

well actually if someone hit me id pay out too...i spose its just natural reaction....

[dAVE]

bad luck dude... u will have to be careful in the rain in the skyline.

I would be pissed too if someone hit my car. Its natural reaction if u love your car that much. Dont worry too much about the drivers reaction.

My dads a pretty cool guy, but he just picked up a brand new mercedes clk and someone did a u turn in front of us when we were doing 100km/h. The car only had 500km and my dad was so pissed off that the guy who did the u turn wet his pants when my dad was screaming at him.

Call your insurance company and get it all sorted. No point in waiting and making the dude in the 300zx wait too.

dave

[meggala]

My dads a pretty cool guy, but he just picked up a brand new mercedes clk and someone did a u turn in front of us when we were doing 100km/h. The car only had 500km and my dad was so pissed off that the guy who did the u turn wet his pants when my dad was screaming at him.

:Owned:

that dude what happens if you werent insured either.

chopbo it suck but thats life feel for the other guy put your self in his shoes if you had just picked up your skyline.

and do as dave said get it all happening quick.

dave classic story

meggala

nearly as sad as this one

[Milk]

chop chop

are u ok now? try to relax...should feel glad nothing happened to ya:)

my accident b4 i get my line is much more worser than urs:)i totally lost my first car! so cheer up:) its not that bad

as for that guy...its normal for that kind of a reaction....if someone hit my car like that...i think i will b more crazy than that....just something u can't imangine!

dont worry too much

just report the whole scene to ur insurance company

by the way...is it under ur name or ur parents? do they put u down as second driver?...

[chopobo]

yeah thanks guys

insurance right now is an iffy

its under my dads name but they will cover me if im an occasional driver. how do they justify that? do they need witnesses?

anyways yeah i understand, its just why did i have to hit a performance car.

[pushead]

Depends when your dad signup with your insurance if he wrote down your name as a 2nd nominated driver.

[akeenan]

well actually if someone hit me id pay out too...i spose its just natural reaction....

agreed!:uh-huh:

[paulr33]

What I have learnt from other drivers and stuff is that if you are involved in an accident never say I did this or I didn't do this. Simply exchange details, ensure no one is injured and road is clear or at least safe etc... Work out the details of whos fault later with the insurance company. The minute u goto the person you hit or who hit you and you say I was just... or I didnt see... they you've already admitted fault or diligence which instantly voids most insurance policies. Not having a go at you at all, just some general advice. I know its hard, I mean if I slid out or hit someone i say the same sorta thing, but try and keep it for the insurance company let them sort it out. Never say to another driver what you were or werent doing, it gives them evidence and verbal admittance to faults etc..

[chopobo]

well went aami and got it all settled

feel alot better now

[R31Nismoid]

Don't put the 33 off though.

still get it.

I wrote of a Calais Turbo in Dec in the wet.

Only had it a week and no insurance. 9500 down the tube.

didn't put me off car's/performance/speed.

nothing.

It comes back after a few weeks... but you do need an accident sometimes (bad as it sounds) cause it snaps you back into reality... cars are only as good as the driver and even then things can go wrong.

Also i'm 200 times more cautious in the wet, but gimme a dry road... i still push limits, if you don't you'll never know where the limit is

[chopobo]

yeh i always get this paranoid fear that the car will do it again

like i get the vision of the car just completely losing it in the wet

can't get it out of my head

the driver of the 300zx give me night mares