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I rang Just Car for a qoute. (im 17). and they said. $3500 for full comp a year and $685 for third party.

were are all the other 17 year olds getting there insurance from???

I'm 17... paying 3k on comp.. there's no easy way to get around it unless you're willing to gamble with third party that you won't do yourself over. Comp paid off for me, had an accident earlier this year and it was all taken care of :huh:

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I'm 17... paying 3k on comp.. there's no easy way to get around it unless you're willing to gamble with third party that you won't do yourself over. Comp paid off for me, had an accident earlier this year and it was all taken care of :angry:
No way I'm gonna gamble with 3rd party - it's taken me almost 3 years to save enough for a skyline.

As for insurance quotes, Ive tried "Famous" and "Just Car", and Famous gave me a better quote (but with a $3000 excess!).

I'm gonna also try "Torque" and "Unique Car Insurance" - they've both been reccomended to me. I'll let you all know how I go.

Also, if you're over 21, you could try "Shannons" and "HBF" -

RoD

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im goin to take the gamble. theres noway im payin $3500 for insurance. and then when somthing happens......if somthing happens i gotta pay $1800. thats $5300. if i have a crash and the damage is more than 5300 i lose. other wise. no worries.

the only way i can get caught out is. if i Rite it off. or it gets stolen.

Stolen wont happen with Good alarm, steering wheel lock, 2 kill switches. the worst that can happen is a break in.

and the only way ill write it off is if im bein a f*k wit in it.

but i also have a run around car. so i wont b driving it to work and stuff. it will be just for cruzin with mates. and goin out with the misses.

Deano ;)

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im goin to take the gamble. theres noway im payin $3500 for insurance. and then when somthing happens......if somthing happens i gotta pay $1800. thats $5300. if i have a crash and the damage is more than 5300 i lose. other wise. no worries.

the only way i can get caught out is. if i Rite it off. or it gets stolen.

Stolen wont happen with Good alarm, steering wheel lock, 2 kill switches. the worst that can happen is a break in.

and the only way ill write it off is if im bein a f*k wit in it.

but i also have a run around car. so i wont b driving it to work and stuff. it will be just for cruzin with mates. and goin out with the misses.

Deano :P

DIY jobs for repair are pretty cheap considering you know where to get stuff, but, If you take it to a smash repairer you're gnna exceed that 5k cover pretty quick...

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hey guys, i am still 17 but just about to turn 18. now i am not quite sure where you live or anything but when i first got my car last year i went to get insurance they was gona make me pay just under $2,000. now i did not have that kinda money as i had to do a few things to the car before i could get a roadworthy but i got my old man to insure it with just cars for $800. i went to get the quote with just cars aswell. i have not asked for a quote this year as i thougth that was steep and wanted to look around a bit but if you guys are paying $3,000 a year i might be ok. can you explain to me why you are paying alot more than me. i have a 94' model, 2 door,rims,xhaust and like stereo. i confused

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hey guys, i am still 17 but just about to turn 18. now i am not quite sure where you live or anything but when i first got my car last year i went to get insurance they was gona make me pay just under $2,000. now i did not have that kinda money as i had to do a few things to the car before i could get a roadworthy but i got my old man to insure it with just cars for $800. i went to get the quote with just cars aswell. i have not asked for a quote this year as i thougth that was steep and wanted to look around a bit but if you guys are paying $3,000 a year i might be ok. can you explain to me why you are paying alot more than me. i have a 94' model, 2 door,rims,xhaust and like stereo. i confused

$2000 sounded pretty good if that was comprehensive... but then again you may have had a much larger excess.. $2000+ to compensate for your lower priced comp cover..

or

you're just really lucky..

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hey guys, i am still 17 but just about to turn 18. now i am not quite sure where you live or anything but when i first got my car last year i went to get insurance they was gona make me pay just under $2,000. now i did not have that kinda money as i had to do a few things to the car before i could get a roadworthy but i got my old man to insure it with just cars for $800. i went to get the quote with just cars aswell. i have not asked for a quote this year as i thougth that was steep and wanted to look around a bit but if you guys are paying $3,000 a year i might be ok. can you explain to me why you are paying alot more than me. i have a 94' model, 2 door,rims,xhaust and like stereo. i confused

I checked up on this when I was looking at insurance. Just Cars base thier premiums on the youngest/inexperienced driver. So if it's in your Dad's name, it's not covered if you're driving. So if you crash and write it off, you have to lie in the police report and say your Dad was driving or they wont pay.

RoD

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My 3rd party is $800 a year

Full comp for me was $2500 off memory..

I trust myself that I won't crash, its the idiots around me I don't trust.

Im not sure if it's just me, but I get a fair share of idiots tail-gating me and crap on a regular basis. Im waiting for 1 day when I have to stop, and they're rubbing my bumper and they go through my car.

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My 3rd party is $800 a year

Full comp for me was $2500 off memory..

I trust myself that I won't crash, its the idiots around me I don't trust.

Im not sure if it's just me, but I get a fair share of idiots tail-gating me and crap on a regular basis. Im waiting for 1 day when I have to stop, and they're rubbing my bumper and they go through my car.

br3ett, who are you with? i got my 3rd party, fire and theft for $640 and i was only 17 at the time.

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Hey all,

I'm looking at getting an R33 GTS, since I can't really afford the insurance or maintainence on a turbo model. Anyway, I just wanted to know what sort of performance I could expect from a GTS, compared to something like a commodore or falcon.

Also, I've got about $15k. Would I be able to get a manual R33 GTS series 2 within this price? I'd rather get it with a warranty from a dealer, but if I have to I'll get it through a private sale.

RoD

Does it have to be an R33 GTS? With $15k, have you considered perhaps an R32 GTS-T and using the $4k-$5k you save for turbo insurance and maintenance? Turbo is where it's at!!! Carsales.com.au doesn't seem so good for WA for some reason - seems to have much more Eastern States support. I reckon an R33 GTS 5 speed might be tough to find in WA due to our unrestricted P plate legislation, so good luck!!!

Also, have you considered importing yourself? I've seen WA importers such as http://www.prestigemotorsport.com.au/ advertising R33's for under $10k. I've also seen non-turbo tiptronic R34's for about your budget on Prestige too (like this or this), which you might consider (although they would be a little rough...:rofl:). Could also try importing through http://www.j-spec.com.au/ and I think http://www.autoworx.com.au/ in Wangara offer importing services as well as being a dealership.

( :O You are in WA aren't you? Otherwise I just wasted your time...)

Edited by Big Rizza
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  • 3 weeks later...

Dude, for a start 15K for an na 33 is too much. You'll be able to get one much cheaper.

Do you want a car for the fun of driving? If so an n/a with good brakes/susp/tyres will be sweet. Eug has a GTS with all these things, and its very sweet to drive.

15K should = nicely set up na 33 and heaps of reliable cheap fun.

ps. In my experience, having an NA in turbo company can make you a better driver. If you don't drive better than the people around you, they will dissappear. The turbo boys can get away with so much (poor driving, bad lines, braking early etc), because they can just put their foot down on the bits between corners. Keeping up/being faster than turbo guys uphill through the mountains in an NA is a beautiful thing. I could go on for ages about this....

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Hey iv got a R33 1997 series 2 GTS Non-turbo of course and i will be selling it at the end of the year not right now i rejistered my car with i cant afford comp so i got 3rd party it was 600 and something cant remember. my car is in excellent condition as for the engine iv been told it goes better then a stock GTS...NA...but mine is stock apart from a lil air filter and an exhaust i raced a turbod r33 and beat me by 1 car length ^-^ as for body its perfect except a few minor scratches that i will be fixing soon ^_^ and i have a 4 stud rimz =(

driving my car is great its nice and smooth n stuff ^-^ and yes i am 18.

will be getting gtr at end of year

Edited by Bro'Duh
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hey i got a r33 gts and im currently paying $550/year 3rd party fire and theft with justcars and im 18. i feel the gts is actually not bad as some people make it out on these forums to be, for me, i wont be taking it to the track and since im a student i probably wouldnt be able to afford the turbo maintenace etc.. but as a daily its a great car to have.

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if your confident you won't be at fault in any accident.......

errr... that's why they call them accidents. I don't think you can really be confident that you're never going to crash. I've seen excellent drivers have terrible accidents.

I bought my GTS when i was 20. Went 3rd party with Just Cars for the first 12 months. Then someone hit me. Their insurance covered it, but it made me think how easily it could have happened and how much i didn't want to be left with nothing after an accident.

Went full comp after that and it helps me sleep a bit better. Also, the premium came down substantially in those 12 months.

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not of relevance as im from NZ so things are sligthly different here.

damn i gota say that insurance sucks for you aussie guys. even insuring a trubo skyline here isnt anywhere near that expencive.. but then i guess we pay for it with our gas. and extra tax.. haha.

most insurance companys wouldnt touch me as soon as they heard under 25 and skyline in the same sentence. even tho it was only a 2ltr na.

but quotes for me was $1500 a year for full insurance on my 1997 r33 gts

but its insured through my parents for now at $950 a year for full insurance and im put as main driver. and excess is 800 or somthing.

will be interesting to see how my insurance gos when i get my car certed for all the mods.. :D

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